LOANDEPOT PAYMENT ADVANTAGE

Matching borrowers with potential lenders in the field of consumer and mortgage lending; providing statistical information and indexes of mortgages, interests, and prices for others; and business advice and information relating to loans, finance and capital; arranging of loans; financial services, namely, money lending, loan processing, loan servicing; consumer lending services; mortgage lending, planning and refinancing; wholesale lending services; real estate and home equity lending services; electronic loan origination services; financial services, namely, providing everyday personal financial information and advisory services via a global computer network; credit consultation; financial advice and consultancy services; providing a website featuring personal financial information and financial advice; providing educational information and consultation regarding everyday financial matters via a global computer network; electronic delivery of loan documents; and telecommunication services, namely, providing e-mail notification alerts via the internet regarding financial advice; providing on-line documents for applications concerning loans; and online electronic publishing of text and graphic featuring information regarding financial and business information; preparing and organizing loan closing documents