MAGNETICALLY ENCODED AUTOMATIC TELLER MACHINE (ATM) AND DEBIT CARDS FOR USE AT APPROVED ATM AND BANKING NETWORKS THAT MAY BE RELOADED WITH CASH AT POINT OF SALE (POS) TERMINALS, THROUGH THE INTERNET AND AT CASH SALES DEVICES LINKED TO CASH REGISTER AT RETAIL STORES AND THROUGH DIRECT DEPOSIT THROUGH BANK ACCOUNTS
Electrical and Scientific Apparatus