LLAMAPAY

Downloadable computer software for processing electronic payments and for transferring funds to and from others and instructional user guides sold as a unit; Downloadable mobile applications for use in workforce management; Downloadable mobile applications for use by companies and workers to prepare, manage, send, process and track invoices and payments for services rendered; Downloadable mobile applications for managing retail and e-commerce spending using a prepaid card, debit card or credit card; Downloadable computer software for use as a digital wallet; Electronic and magnetic ID cards for use in connection with payment for services; Magnetically encoded debit cards; Magnetically encoded gift cards

Providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services

Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial services, namely, providing on-line stored value accounts in an electronic environment; Issuing stored value cards; Payment processing services, namely, credit card and debit card transaction processing services; Processing of electronic wallet payments

Providing a web site featuring technology that enables companies and organizations to administer and manage employee incentive award programs and to promote employee productivity, performance, recognition and morale; Software as a service (SAAS) services featuring software for use in workforce management and for use by companies and workers to prepare, manage, send, process and track invoices and payments for services rendered; Providing temporary use of a non-downloadable web application for processing electronic payments, for transferring funds to and from others, for managing retail and e-commerce spending using a prepaid card, debit card or credit card, and for use by companies and workers to prepare, manage, send, process and track invoices and payments for services provided; Providing temporary use of on-line non-downloadable computer software for use as a digital wallet