LIVV FINANCIAL

Providing customer service for others via telephone by representatives to respond to queries from credit card and loan holders; providing customer service for others via an interactive voice unit to respond to queries from credit card and loan holders; customer service management for others in the field of assisting merchants in addressing problems arising from the merchant's customers' use of transaction cards for payment for goods and services; matching merchants with banks for the purpose of entering into banking relationships to allow acceptance of transaction cards by the merchants for purchases; provision of business data, reports and analysis services and process automation services relating to credits and payments; business risk management; creation of notices related to credits and payments

Banking services; on-line banking services; issuing of credit cards; credit card authorization and verification services; payment processing services, namely, debit card and credit card transaction processing services; providing electronic processing of electronic funds transfer, credit card, debit card and electronic payments; money transfer services; consumer lending services; financial services, namely, money lending; credit card authorization services and credit card payment processing services; providing credit card services to financial institutions, namely, credit consultation services in the field of assisting financial institutions in deciding whether to extend credit; financial and credit risk management services; credit card consultation services in the field of ensuring the proper handling of charge backs; debt recovery and collection services; maintaining deposit and other bank accounts; providing financial portfolio management services; credit and debit card payment processing for others, provided directly or through third parties; provision of online payment facilitation and processing systems for financial institutions

Transmission of digital files via electronic mail

Software as a service (SAAS) services, namely, hosting software for use by others for data analytics, credits and payments, process automation and payment disbursement

Processing credit cardholder disputes, namely, dispute resolution services for credit card companies and cardholders