LIGHTPOINT

Banking services; debit and credit card services; mortgage lending services; low-income and affordable housing mortgage lending services; consumer lending services; commercial lending services; commercial lending services for development of low-income and affordable housing housing; specialty finance lending services; financial services, namely mutual fund distribution and transfer agent services; investment banking services; investment advisor services; providing investment and financial information, advice, consultation, management, and brokerage services; securities brokerage services; securities underwriting services; broker/dealer services; financial portfolio management; financial planning; financial and investment services, namely providing asset-backed securities of government sponsored entities, mortgage backed securities, U.S. government securities, U.S. Treasury securities, municipal securities, bank certificates of deposit and investment securities backed by consumer loans, commercial loans, mortgage loans, and specialty finance loans; insurance services, namely, agencies in the fields of property and casualty, life, health, credit and disability; philanthropic services consisting of monetary donations; and providing banking, financial, investment, securities, insurance, credit card, lending, and low income and affordable housing information and information related to banking, financial, investment, securities, insurance, credit card, and loan accounts via the Internet