LIFETIME FEDERAL CREDIT UNION

Administration of savings accounts; Advisory services relating to credit and debit control, and financing of loans; Arranging and provision of credit, loans, currency exchange, and travellers' cheques; Arranging of loans; Automated teller machine services; Checking account services; Consumer lending services; Issuing of credit and cash cards; Credit Union Services; Issuing of debit cards; Financial services, namely, money lending; Financial counseling, namely, helping others build a better working relationship with their money; On-line banking services; Providing bank account information by telephone; Savings account services, none of the foregoing related to mutual funds or investment programs in mutual funds