LIFE'S BRIGHTER UNDER THE SUN

Financial services, namely, insurance services in the nature of underwriting, issuing and administration of life insurance, and providing, managing and administering benefit plans and group and individual investment plans and investment funds, including pension plans, retirement savings plans, segregated funds, pooled funds, registered and non-registered savings and retirement payout products; investment counseling and investment portfolio management, financial advisory services; mutual fund services, namely, distribution, administration and management of mutual funds; trust company services