LIBERTADFINANCIAL

FINANCIAL SERVICES, NAMELY, BILL PAYMENT SERVICES, CHECK CASHING AND PROCESSING, CHECKING ACCOUNT SERVICES, CURRENCY EXCHANGE AND ADVICE, ELECTRONIC FUNDS TRANSFER, MONEY LENDING, COMMERCIAL LENDING SERVICES, CREDIT CARD SERVICES, DEBT COUNSELING SERVICES, SAVINGS AND LOAN SERVICES, SAVINGS ACCOUNT SERVICES, DEBIT AND STORED-VALUE CARD SERVICES, MONEY ORDER SERVICES, MORTGAGE BANKING, FINANCIAL PLANNING SERVICES, INVESTMENT MANAGEMENT, [ INSURANCE CONSULTATION SERVICES, INSURANCE BROKERAGE, ] REAL ESTATE CONSULTATION, AND REAL ESTATE INVESTMENT