Providing an online non-downloadable Internet-based system application for enabling users to locally store and selectively securely send personally identifiable or payment information to a merchant terminal following a confirmation of the user’s presence in a micro-location adjacent the terminal as determined by proximity sensors and sensor data; Providing temporary use of non-downloadable web application for enabling users to locally store and selectively securely send personally identifiable or payment information to a merchant terminal following a confirmation of the user’s presence in a micro-location adjacent the terminal as determined by proximity sensors and sensor data
Computer and Scientific