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Providing, via a global communications network, investment brokerage and financial market services, namely, providing securities brokerage account services featuring an interest bearing featuring for cash held between investments, margin loans, check writing services written on an electronically accessed account, retirement plan record services featuring trusteeship representative services and retirement plan record keeping services, cash management services, electronic funds transfer services, quotes on securities and commodities, economic and investment research of others, economic and investment news of others, and securities and investment information of others