LET THERE BE DELIGHT

Promoting the sale of goods and services of others by awarding purchase points for credit card use

Broad based financial services, namely, banking, bill payment services; electronic bill presentment, namely electronic processing and transmission of bill payment data; credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, namely processing electronic payments made through pre-paid cards, electronic credit and debit transactions; money transfer, cash replacement rendered by credit card and debit cards, electronic cash transactions, automated teller machine services; credit card transaction processing services; credit card and debit card verification, payment transaction verification services, facilitating person-to-person payment services through electronic means via a global computer network, namely, electronic processing and transmission of person-to-person bill payment data; value exchange services, namely, secure electronic cash transactions over public computer networks to facilitate electronic commerce; stored value smart card services and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks; providing financial information via a global computer network