LAYPAY

Bill payment services; bill payment services provided through a website; credit card and payment card services; credit card payment processing services; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; electronic foreign exchange payment processing; electronic payment services by which utility customers may apply money from various sources for payment of energy costs; electronic payment, namely, electronic processing and transmission of bill payment data; electronic processing of insurance claims and payment data; financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; financial transaction services, namely, providing secure commercial transactions and payment options; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; loyalty coupon payment processing services; loyalty program payment processing services; making payments on pre-paid long distance calling cards for recharging minutes; merchant services, namely, payment transaction processing services; payment processing services, namely, credit card and debit card transaction processing services; pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; processing electronic payments made through prepaid cards; providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; redeeming the vouchers of others for payment of goods or services; stored value prepaid card services, namely, processing electronic payments made through prepaid cards