LATITUDES

Business administration, management and consultancy related to the implementation and coordination of self-funded group health insurance and employer stop-loss coverage plans; Cost containment in the field of health, life and employer stop-loss insurance; cost comparison services in the field of insurance; Providing a pricing program in the field of health, life and employer stop-loss insurance through which members of designated associations, organizations, and groups may be offered or granted downward adjustments in the premiums for such insurance; health care cost reviews; health care coverage cost reviews, all the foregoing excluding Defense Base Act (DBA) insurance services

Insurance underwriting in the fields of health, life and employer stop-loss; insurance information and consultancy; insurance consultation in the areas of employer stop loss coverage relating to health benefit plans, claims management and administration, cost containment, mortality and longevity risks and self-funding employee and group benefit plans; insurance services in the nature of loss control management for others; financial risk management and financial risk management consultation; administration of health care claim reimbursement programs; Insurance services, namely, healthcare insurance eligibility review, all the foregoing excluding Defense Base Act (DBA) insurance services