LATERPAY

Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity, namely, electrical conductors, electrical switches, electrical transformers, electrical accumulators, electrical regulators, electrical controllers; apparatus for recording, transmission or reproduction of sound or images; blank magnetic data carriers; blank optical recording discs; automatic vending machines and mechanisms for coin-operated apparatus; cash registers; calculating machines, data-processing equipment and computers; Computer software for processing electronic payments and transferring funds to and from others; authentication software for authenticating ownership factors such as security information and knowledge factors such as passwords or pin numbers that may be downloaded from a global computer network and/or recorded on computer media; computer software relating to for enabling payment over the Internet and other communications networks; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards; wired and wireless computer peripherals; mouse mats

Advertising services; business management services; business administration; office functions

Financial services, namely, providing online stored value accounts in an electronic environment; electronic funds transfers; on-line banking; insurance brokerage and consultation services; financial and monetary affairs, namely, financial information management and analysis services; processing electronic payments for commercial transactions; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services over electronic communications networks; clearing and reconciling financial transactions via electronic communication networks; financial clearing house services; credit card and cash card payment processing and verification services; issuing credit cards, cash cards and credit lines; processing of payments; telephone banking

Providing on-line non-downloadable computer software for processing electronic payments and transferring funds to and from others; Providing temporary use on non-downloadable computer software for enabling payment over the Internet and other communications networks; Providing temporary use on non-downloadable computer software for enabling payment over the Internet and other communications networks to enable payment transactions conducted within third-party computer software programs; Providing temporary use on non-downloadable authentication software for controlling access to and communications with computers and computer networks