LATERPAY

electrical conductors; electrical switches; electrical transformers; electrical accumulators; electrical regulators; electrical controllers; apparatus for recording, transmission or reproduction of sound or images; blank magnetic data carriers; blank optical recording discs; automatic vending machines and mechanisms for coin-operated apparatus; cash registers; calculating machines, data-processing equipment and computers; Computer software for processing electronic payments and transferring funds to and from others; computer software for authenticating ownership factors such as security information and knowledge factors such as passwords or pin numbers, downloadable from a global computer network or recorded on computer media; downloadable software for processing electronic payments over the Internet and other communication networks; magnetically encoded credit cards and payment cards; wired and wireless computer peripherals; mousepads

Advertising; business management services; business administration; providing office functions

Financial services, namely, providing online stored value accounts in an electronic environment; electronic funds transfers; on-line banking; insurance brokerage; financial and monetary affairs, namely, financial information, management, and analysis services; merchant services, namely, payment transaction processing services; clearing and reconciling financial transactions via electronic communication networks; financial clearing houses; credit card and cash card services; issuing credit cards, cash cards and credit lines; electronic processing and transmission of bill payment data; telephone banking services

Providing online, non-downloadable, web-based, electronic financial platform computer software that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment