LANTERN INTERACTIVE CREDIT REPORT

Downloadable software applications for assisting with financial services, namely, providing access to credit reports, credit monitoring, and educational resources relating to credit scores and factors for determining credit scores; downloadable software applications for assisting with financial services, namely, providing access to credit reports that include variable data, to enable consumers of credit to model the impact of their financial actions; downloadable software applications for assisting with financial services, namely, software that enables users to receive and accept offers from creditors, and to make payments on existing credit accounts