LAKE RIDGE BANK

Banking; banking and financing services; checking and savings account services; online banking; online banking services accessible by means of downloadable mobile applications; mobile banking services; ATM banking services; banking services featuring the provision of certificates of deposit; financial services, namely, electronic remote check deposit services; safe deposit box services; providing on-line financial calculators; bill payment services; bill payment services provided via an electronic wallet; processing of electronic wallet payments; administration of health savings accounts; trustee services; fiduciary services, namely, fiduciary representative services; credit risk management; financial services, namely, loan default mitigation services; credit and loan services; providing personal loans and lines of credit; financial services, namely, vehicle title loans; providing student loans; home equity loans; loan origination services; electronic loan origination services; electronic loan preparation services; providing home equity lines of credit (HELOC); mortgage banking services, namely, origination of mortgage loans; financing of loans; mortgage refinancing; financing, refinancing, and loan services; real estate financing services; financing of real estate development projects; mortgage financing services; financing loans for consumers, businesses and agriculture; project financing; financing relating to automobiles; financing of purchases; financing of industrial activities; equipment financing services; providing working capital financing to small businesses and small business owners; information, advisory, consultancy and financial research services relating to finance and investments; providing financial services with respect to securities and other financial instruments and products, namely, money management services; financial asset management; financial management; financial planning and investment advisory services; financial planning consultation; on-line financial planning services; financial planning for retirement; individual retirement account services; financial retirement plan consulting services; financial services, namely, wealth management services; estate planning; charitable fund raising

Providing temporary use of on-line non-downloadable computer software for use as a digital wallet

Real estate closing services