LADDER CARD

Credit card and charge card registration services; promoting the sale of goods and services of others by awarding purchase points for credit card and charge card use; promoting the sale of credit card and charge card accounts through the administration of incentive award programs

Credit card and charge card verification and authorization services; charge card and credit card payment processing services; electronic credit card and charge card transaction processing; issuance of credit cards; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; chargeback recovery services; online financing and loan services

Fraud detection services in the field of credit cards and charge cards

Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via electronic and optical communications networks