KROO BANK

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking being supervision, life-saving and teaching apparatus and instruments, namely, data processing apparatus and automated data processing apparatus for processing account information, automatic teller machines, electronic payment terminals, multi-functional electronic payment terminals, point of sale terminals for making contactless payments, secure terminals for electronic transactions; apparatus for processing card transactions and data relating thereto and for payment processing, namely, electronic card readers and multifunction electronic payment terminals; apparatus for verifying data on magnetically encoded cards, namely, card readers for magnetically encoded cards and chip card readers; blank computer cartridges, blank computer discs, blank magnetic computer tapes, electronic and electronic cards including prepaid debit cards and current account debit cards all for collecting, processing and/or storing data and for bearing computer programs and data; blank magnetic data carriers; video recordings featuring information and advice in the fields of banking and financial transactions; mechanisms for coin-operated apparatus; cash registers, calculating machines and computer hardware for high-speed input, output, storage and/or processing of data using multiple CPUs; data processing equipment; downloadable computer software and programs for use in banking and financial transactions, not including computer software and programs for audio and home entertainment speakers, stereos and sound systems; computer memories; computing apparatus and print-out apparatus, namely, computer terminals, keyboards and document printers; document printers; magnetic identifying cards; magnetically encoded and smart (programmable) identity cards; telecommunications apparatus, namely telephones; apparatus for transmission of communication and electronic video surveillance installations; electric, electronic, apparatus and instruments for processing card transactions and data relating thereto and for payment processing, namely, electronic card readers and electronic payment terminals

Registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial credit cards and purchase credit cards; business administration of loyalty and user incentive schemes relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards

Insurance and life assurance services, namely, insurance underwriting services for all types of insurance and life insurance brokerage; insurance broking services, namely insurance brokerage services; actuarial services; financial affairs, namely, financial information, management and analysis services; monetary affairs, namely, financial information, management and analysis services; real estate affairs, namely, real estate consultation; financial valuations and financial appraisals of property; housing services, namely, real property acquisition and consumer financing to facilitate home ownership and real estate service, namely, rental property management; rental, letting and lease of commercial property, offices and office space; rental of office space; leasing services in relation to card payment terminals, namely, rental of automated teller machines; banking services; administration of financial affairs, namely, financial management related to arranging of loans, banking capital investment and trust management accounts; trustee services; charitable fund raising services; financial administration of mutual funds; mutual funds services; cash management services; factoring agency services; invoice discounting services, namely, financing of loans and discounting of bills; cash dispensing services, namely, automated teller machine services; loan origination services; mortgage financing services; mortgage broking services being mortgage brokerage; provision being arranging of loans against security; bail bonding services; credit bureau and reporting services; lease purchase financing, hire purchase financing; credit card, charge card, cash card, cheque guarantee card, payment card and debit card services, namely, card transaction processing services and card payment processing services; banking services relating to card and cash replacement; rental, hire and leasing of equipment being rental of automated teller machines for processing financial transactions using cards and data relating thereto; provision of finance information, money exchange and money transmission services in the nature of electronic transfer of money; currency transfer services, bureau de change services, namely, foreign exchange bureaux; foreign exchange transaction services; merchant banking and investment banking services; investment management and savings bank services; investment management services; brokerage of bonds, securities, commodities and futures; financial market information services; securities valuation services, namely, stock option valuation services; share underwriting services, namely, guarantee assurance underwriting; securities lending services; dividend collection services, namely, management of capital investment funds; payment collection agency services; insurance underwriting services; trust services, namely, investment and trust company services; real estate investment trust services; securities deposit services; personal equity financial planning services; tax payment processing services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund services, namely, financial administration of retirement pension plans; provision of financial information; electronic stock funds transfer services; annuity services, namely, account and investment administration and financial valuation of investments; mortgage lending against collateral provided via collateral agencies; financial custody services, namely, maintaining possession of financial securities for others for financial management purposes; financial consultancy, information and advisory services relating to all the foregoing

Design and development of computer hardware and software; computer services, namely, hosting online web facilities for others for organizing and conducting online meetings, gatherings, and interactive discussions; computer services in the nature of hosting customized web pages featuring user-defined information, personal profiles and information; providing use of software applications through a website, namely, providing temporary use of on-line non-downloadable software for processing payment transactions; advisory, consultancy and information services relating to all of the aforesaid services, namely, advisory services relating to computer software and information technology consulting relating to computer software design