KOODY

Advertising and business services, namely, securing airtime on all forms of media communications stations, systems, networks, and services for the purpose of promoting the goods and services of others; Preparing audiovisual displays in the field of personal finance management.; Promotion of financial and insurance services, on behalf of third parties

Financial administration of automated budgeting tools, savings and investment accounts, credit card accounts and pension plans. Specifically facilitating the setup, organization, and ongoing maintenance of user accounts for budgeting, savings, and investments; providing consolidated dashboards and oversight of credit card usage and pension contributions; tracking account balances, interest rates, and financial transactions for the purpose of personal and/or business financial management.; Financial planning, namely, creating personalized strategies for budgeting, savings and debt management, featuring customized cash-flow analysis and expense reduction plans; automated savings goals and financial milestone tracking; personalized debt consolidation and payoff strategies, including credit counseling and loan advice.; Financial advisory and consultancy services, namely, assisting consumers with improving credit scores, obtaining financing, and managing loan repayments. Specifically, analyzing credit reports, identifying errors, and advising on effective credit-building measures; providing loan and mortgage pre-qualification guidance, refinancing options, and repayment scheduling; offering counseling on interest rate negotiation, debt consolidation programs, and responsible credit utilization.

Computer programming services, namely, software as a service (SaaS) for personal finance management, budgeting, saving, investing, and expense-tracking solutions via mobile, web and desktop applications. Specifically developing, hosting, and maintaining a cloud-based platform that allows users to track expenses and income in real time; offering automated budgeting tools, predictive analytics for savings goals, and portfolio tracking for investments; integrating with third-party financial institutions and payment systems for account synchronization, transaction categorization, and multi-device user access.