KNOWLEDGE FINANCE

Student loan services; originating, holding and servicing student loans; originating, holding and servicing Income Share Agreements (ISAs) in the nature of providing funding to students in return for a percentage of the student's future income for a period of time; originating, holding and servicing financial products relating to higher education, namely, receiving and processing Income Share Agreement (ISA) and student loan applications, providing student loan information and legal disclosure information; processing billing statements, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; credit reporting services, delinquency and default collection services, namely, loan default mitigation services