KNOWING THE INVESTOR

financial services, namely providing investment banking, merchant banking, financial management, investment management, mutual funds and fund investments, and fiduciary services for others; securities and commodities brokerage and underwriting services; capital investment services, namely providing and organizing funds for capital investments for others; financial clearinghouse services, namely trading securities for others pursuant to fully disclosed clearing agreements; financing services, namely providing and arranging for funds for others for the purchase of real and personal property; margin financing services, namely, extending secured loans to others for the purpose of purchasing securities; and insurance agency services