KLAY

Healthcare cost management services for the health care benefit plans of others; Health care administration services, namely, business administration of healthcare programs; Healthcare utilization and review services; Medical referrals in the nature of doctor and dentist referrals

Health insurance underwriting; Health insurance administration services; Health insurance claim processing services; Health insurance brokerage services; Dental health insurance underwriting and administration; Vision health insurance underwriting and administration; Hearing health insurance underwriting and administration; Administration of employee benefit plans and prepaid healthcare plans concerning insurance and finance; Insurance claims processing services in the field of dental, vision, and hearing health insurance

Providing health information; Providing information in the fields of dental health, vision health, and hearing health