KINWARD

Fraternal insurance services, namely, insurance underwriting services in the field of life, medical, long-term care, disability and annuities; insurance brokerage services; insurance consultation services; issuance and administration of annuities; financial life planning, namely, the creation of personalized strategies to achieve financial independence; financial analysis, planning, consultation, and management services; financial planning for retirement; providing educational scholarships and monetary grants to individuals for higher education, continuing education and adult learning; charitable fundraising services and providing grants to individuals, organizations, institutions and communities for higher education; charitable foundation services, namely, providing fundraising activities, supplemental funding, scholarships and financial assistance for programs and services of others

Educational and training services, namely, conducting meetings, classes, conferences and workshops in the field of financial planning and management, insurance planning and management, life and retirement planning and management and estate and charitable planning