KIKKO

Downloadable software in the nature of a mobile application for messaging, artificial intelligence chatbots, and electronic peer-to-peer payment services

Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Payment processing services, namely, credit card and debit card transaction processing services; Electronic foreign exchange payment processing; Electronic transfers of money

Software as a service (SAAS) services featuring software for messaging, artificial intelligence chatbots, and electronic peer-to-peer payment processing