KG + HB = FW2

Educational services, namely, conducting classes, seminars, conferences, webinars, online training, coaching, mentoring, and workshops in the field of personal financial decision making and management, self-improvement, health and wellness, and financial education and distribution of course materials in connection therewith

Software as a service (SAAS) featuring software for enabling individuals to assess, manage, and track their financial goals, activities and behaviors, providing personalized financial coaching, access to coaches, tools, and educational resources, and providing access to additional financial professionals