KEEP IT SIMPLE STRATEGY

BANKING AND FINANCIAL SERVICES-- NAMELY, A SPECIFIC ASSET ALLOCATION STRATEGY USED IN FINANCIAL PLANNING; INVESTMENT ASSET ALLOCATION ADVICE and MANAGEMENT OF PORTFOLIOS OF MUTUAL FUNDS, STOCKS and BONDS, INSURANCE and ANNUITY CONTRACTS AND/OR GROUP and INDIVIDUAL RETIREMENT PLANS; PROVIDING INVESTMENT ADVISORY SERVICES TO INDIVIDUALS, BUSINESSES, TRUSTS, AND RETIREMENT PLANS; PROVIDERS OF RETIREMENT PLANS INCLUDING RECORD-KEEPERS, TRUST COMPANIES, BROKERAGE COMPANIES, INSURANCE COMPANIES, REGISTERED INVESTMENT ADVISORS AND MUTUAL FUND COMPANIES