KEARNY BANK

Downloadable computer application software for mobile phones, namely, software for accessing and conducting banking and financial services, bill payment services, transferring funds, lending services, investment services, transaction processing services, managing banking and financial accounts, financial planning, and for enabling access to business services, financial services, banking services and information services

Banking services; Online banking services; Mobile banking services; Savings and loan services; Credit and loan services; Bill payment services; Automated Clearing House (ACH) transaction processing services; Electronic transfer of funds; Mortgage lending; Real estate lending services; Commercial lending services; Consumer lending services; Home equity loans; Checking account services; Savings account services; Financial information and advisory services; Financial advisory and consultancy services, namely, providing advice relating to credit and debit control, investments, grants and financing of loans; Financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; Providing banking information; Maintaining escrow accounts for investments, real estate transactions, attorneys, and transactions between other parties; Providing cash, discounts and other rebates for debit card use as part of a customer loyalty program; Cash management; Credit reporting services; Financial and insurance services, namely, providing identity theft expense reimbursement; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial information provided by electronic means in the field of banking, investments, real estate, retirement planning and financial planning; Financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; Currency exchange services; Individual retirement account services; Providing on-line financial calculators; Safe deposit box services; Providing grants for education, housing, arts, culture, community betterment, and for improving the quality of life for senior citizens, veterans, the disabled or seriously ill; Providing a website that gives computer users the ability to perform electronic banking transactions, transfer funds, pay bills, conduct financial transactions, manage financial assets, and manage bank accounts; providing a website that allows users to access financial information and services through an online global computer network

Providing on-line non-downloadable software for banking and financial management, for providing electronic banking services, personal banking services, commercial banking services, administration of checking and savings accounts, bill payment services, for the submission and approval of applications for business lines of credit, submission and approval of business loan applications