KARMAPAY

Downloadable software for providing incentive award programs that enable users to use awards points towards purchases of goods and services; Downloadable software for the issuance of debit cards; Downloadable software for facilitating the issuance of debit cards; Downloadable software for facilitating transactions with third parties who issue debit cards; Downloadable software for assisting users with receiving debit cards; Downloadable software for the issuance of virtual debit cards; Downloadable software for assisting with obtaining debit cards; Downloadable software for the debit card payment transaction services; Downloadable software for assisting users with shopping by, enabling users to earn coins to make purchases of goods and services; Downloadable software for processing electronic payments through prepaid cards; Downloadable software for issuing prepaid cards; Downloadable software for assisting users with obtaining prepaid cards; Downloadable software for assisting users with obtaining prepaid cards with third parties; Downloadable software for issuing virtual prepaid cards; Downloadable software for assisting users with obtaining prepaid virtual cards; Downloadable software for processing of contactless debit and credit card payments; Downloadable software for providing contactless credit and debit cards; Downloadable software for credit card authorization services; Downloadable software for financial transactions that enable users to use awards and coins to make purchases of goods and services; Downloadable software for assisting users with financial transactions; Downloadable software for assisting users with third party financial transactions; Downloadable software for arrangement of loans; Downloadable software for providing users loans to obtain prepaid cards; Downloadable software for providing users temporary loans to obtain debit cards; Downloadable software for providing users with the ability to obtain virtual payment cards; Downloadable software for providing temporary loans; Downloadable software for issuing prepaid debit cards; Downloadable software for issuing prepaid credit cards; Downloadable software for providing business information; Downloadable software for providing financial information; Downloadable software for providing online payment information; Downloadable software for promoting the prepaid card services by using third party services; Downloadable software for promoting the debit cards of others; Downloadable software for providing users with the option to purchase items and pay later

Providing incentive award programs for customers through distribution of prepaid stored value virtual cards for the purpose of promoting and rewarding loyalty; Providing incentive award programs for customers through distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; Providing incentive award programs for employees through distribution of prepaid cards for the purpose of promoting and rewarding loyalty; Business information relating to loans, finance, and capital; Promoting the prepaid card services of others  by using third party services to promote customer loyalty; Promoting the debit card services by using third party services  to promote customer loyalty; Promoting the goods and services of other financial institutions; Promoting the payment services of others by using third party services to promote customer loyalty ; Promoting public awareness of other prepaid card businesses

Issuance of debit cards; Issuance of virtual debit cards; Issuance of credit cards; Issuance of prepaid credit cards; Issuance of virtual credit cards; Issuance of prepaid debit cards; Debit card transaction processing services; Processing of contactless debit and credit card payments; Payment processing services, namely, credit card and debit card transaction services; Credit card authorization services; Arranging of loans; Providing temporary loans; Providing personal loans and lines of credit; Arranging and provisioning of credit, loans, and debit cards; Financing loans and discounting of bills; Issuing prepaid debit card; Issuing prepaid credit cards; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Facilitating transactions with third parties who issue debit cards; Providing financial services, namely, assisting users with obtaining and receiving debit cards; Providing financial services, namely, assisting users by connecting the user with third parties who provide prepaid cards; Providing financial services, namely, assisting users with obtaining and receiving virtual debit cards; Providing financial services, namely, assisting users with obtaining and receiving prepaid cards; Providing financial services, namely, providing temporary loans to allow users to obtain prepaid cards; Providing financial services, namely, providing temporary loans to allow users to obtain debit cards; Providing financial services, namely, providing temporary loans to allow users to obtain virtual debit cards; Providing financial services, namely, providing temporary loans to allow users to obtain virtual payment cards; Providing financial services, namely, issuing temporary loans to allow users to obtain debit cards or prepaid cards; Providing financial services, namely, connecting parties with third party debit card companies to assist users with obtaining and receiving credit cards and debit cards; Financial services, namely, connecting parties with third party prepaid card companies to assist users with obtaining and receiving credit cards and debit cards; Financial services, namely, connecting parties with third party virtual card companies to assist users with obtaining and receiving credit cards and debit cards

Providing temporary use of online non-downloadable software for the issuance of debit cards; Providing temporary use of online non-downloadable software for the debit card payment transaction services; Providing temporary use of online non-downloadable software for assisting users with shopping that  enable users to use awards towards purchases of goods and services; Providing temporary use of online non-downloadable software for connecting users with third parties who participate in rewards programs; Providing temporary use of online non-downloadable software for processing electronic payments through prepaid cards; Providing temporary use of online non-downloadable software for processing of contactless debit and credit card payments; Providing temporary use of online non-downloadable software for credit card authorization services; Providing temporary use of online non-downloadable software for financial transactions; Providing temporary use of online non-downloadable software for arrangement of loans; Providing temporary use of online non-downloadable software for providing temporary loans; Providing temporary use of online non-downloadable software for issuing prepaid debit cards; Providing temporary use of online non-downloadable software for issuing prepaid credit cards; Providing temporary use of online non-downloadable software for providing business information; Providing temporary use of online non-downloadable software for providing financial information; Providing temporary use of online non-downloadable software for facilitating the issuance of debit cards; Providing temporary use of online non-downloadable software for facilitating transactions with third parties who issue debit cards; Providing temporary use of online non-downloadable software for assisting users with receiving debit cards; Providing temporary use of online non-downloadable software the issuance of virtual debit cards; Providing temporary use of online non-downloadable software for assisting with obtaining debit cards; Providing temporary use of online non-downloadable software for assisting users with financial transactions; Providing temporary use of online non-downloadable software for assisting users with third party financial transactions; Providing temporary use of online non-downloadable software for providing users loans to obtain prepaid cards; Providing temporary use of online non-downloadable software for providing users temporary loans to obtain debit cards; Providing temporary use of online non-downloadable software for providing users with the ability to obtain virtual payment cards; Providing temporary use of online non-downloadable software providing online payment information; Providing temporary use of online non-downloadable software for promoting the prepaid card services of others; Providing temporary use of online non-downloadable software for promoting the debit cards of others; Providing temporary use of online non-downloadable software for providing users with the option to purchase items and pay later