KARAT STICK

Financial advisory and consultancy services, namely, Financial planning and advisory services; Providing financial information via a website or mobile application; Financial management services, namely, budgeting assistance, debt management, savings and investment tracking, and generating personalized financial wellness scores and recommendations; Financial information, management, and analysis services in the field of personal finance and wealth accumulation.

Providing on-line newsletters in the field of personal finance, financial wellness, career development, and success stories; Providing online non-downloadable publications in the nature of newsletters in the field of financial wellness and personal finance; Educational services, namely, providing non-downloadable videos and audio content featuring interviews and advice on financial behaviors and wealth building.; Entertainment services, namely, providing video podcasts in the field of personal finance, financial wellness, career development, and success stories; Providing online non-downloadable publications in the nature of newsletters in the field of financial wellness and personal finance; Educational services, namely, providing non-downloadable videos and audio content featuring interviews and advice on financial behaviors and wealth building.