K2 INSURANCE SERVICES

Insurance services, namely, acting as a managing general agent on behalf of insurance companies by developing and implementing insurance programs and pricing strategies, providing insurance underwriting, preparing risk selection criteria, evaluating applications for insurance, deciding whether to accept or decline insurance applications, providing rate making and rate filing services, issuing insurance policies, collecting premiums, providing policy servicing and renewals, and handling claims, settlements, and payments, in each case on behalf of an insurance company