K KUAPAY

Facilitating point of sale financial transactions via mobile phone and a global computer network, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; providing payment services to consumers and retailers via mobile phone and a global computer network, namely, bill payment services, credit card payment services and debit card payment services; transmission of bills, invoices and payments involving credit cards, bank cards, and bank accounts via mobile phone and a global computer network, namely, the electronic processing and transmission of bills and bill payment data; payment processing services, namely, credit card and debit card transaction processing services