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Financial services, namely, fee based brokerage management, financial planning, security brokerage, investment advisory services, commodities brokerage services, business brokerage,investment banking, commodities exchange services, financial clearing houses, commodity trading for others, merchant banking, venture capital funding services to emerging start-up services;insurance agency services, namely, administering term life insurance, whole life insurance,universal life insurance, variable life insurance, individual health insurance, group health insurance,accident insurance, disability insurance, fixed annuities, variable annuities, equity indexed annuities, and long term health insurance