JUNIPER BANK

[ Magnetic coded cards [ and electrically encoded integrated circuit cards, smart cards, ] containing programming used to implement banking and financial services, namely, banking and credit card [ debit and stored value card ] and electronic transaction services [, and pre-paid telephone calling cards, magnetically encoded ] ]

Banking and financial services, namely, banking and credit, [ debit and stored value card ] and electronic transaction services; financial information provided by electronic means; [ brokerage services in the fields of insurance, investments, mortgages, mutual funds, securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; ] loan financing and financing services; [ cash management; and currency exchange and advice, ] all accomplished in face-to-face transactions and via the global computer information network