JOYCE

Processing of debit card payments; Processing of credit card payments; Charge card and credit card payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Merchant services, namely, payment transaction processing services; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Providing secure commercial transactions and payment options using a mobile device at a point of sale; Providing secure financial transactions and payment options; Payment verification services; Loyalty program payment processing services; Processing virtual credit card payments; Payment and funds verification services; Credit card payment processing services; Payment processing services, namely, credit card and debit card transaction processing services; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Financial services, namely, providing on-line stored value accounts in an electronic environment; Issuing stored value cards