JOUST

Online banking services accessible by means of downloadable mobile applications and internet webpages

Software as a service (SAAS) services featuring software for use by other users to complete purchases and for use by businesses and financial institutions for account management and reconciliation; computer security services for protecting data and information from unauthorized access, namely, data encryption services for providing security and anonymity for electronically transmitted credit card transactions and providing authentication, issuance, validation and revocation of digital certificates in the fields of banking, electronic funds transfer, credit and debit card and electronic financial transactions