JOHN R. WOOD MORTGAGE

Mortgage procurement for others; mortgage services, namely buyer pre-qualification of mortgages for mortgage brokers and banks; mortgage brokerage; financial services; financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; financial services in the nature of cross collateralization, pledged securities, pledged certificates of deposit, no income and asset verification mortgages, foreign national financing, residential lot mortgages, bridge loans, private mortgages, residential investor financing, zero point loans, construction permanent financing with fixed or adjustable rates located at application, no income verification construction loans, loans for "credit problem" situations, mortgages for property held in the name of a trust, corporation or partnership, new condominium financing, residential mortgages, up to 100% residential financing and commercial financing for types of real estate; providing online financial calculators; providing financial information; and financial information provided by electronic means