JOHN HANCOCK EVERY DAY BETTER

Insurance and financial services, namely, underwriting and administration of life, health, accident, group, annuity, pension, retirement, endowment and long-term care insurance; insurance brokerage services; insurance claims processing services; administration of insurance proceeds; financial consultation services; investment advisory services; investment of funds for others; investment management services; securities broker-dealer services; financial planning; financial planning for retirement; fiduciary services, namely, fiduciary representative services; administration of employee benefit plans concerning insurance and finance; financial consultation, namely, providing consultation to employers in the administration of employee benefit plans; providing financial information; providing websites featuring financial information; providing financial information via the internet; leasing of real estate; real estate management services; real estate investment services