JOE

Paperless electronic banking services; On-line banking services; ATM banking services; Banking services; Bill payment services; Bill payment services provided via an electronic wallet; Bill payment services provided via mobile applications; Paperless electronic checking account services; Checking account services; Credit and loan services; Financial services, namely, electronic remote check deposit services; Money transfer; Electronic transfer of money; On-line banking services; Savings account services; none of the foregoing related to business credit reporting services, business credit and business equity research, business credit verification services, and alternative financing and leases-to-own options for prospective customers with no credit options through traditional financing