JOE

Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; Magnetically encoded debit cards; none of the foregoing related to business credit reporting services, business credit and business equity research, business credit verification services, and alternative financing and lease-to-own options for prospective customers with no credit options through traditional financing