JHAPAY

Electronic funds transfer services; Loyalty coupon payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Payment processing services, namely, credit card and debit card transaction processing services; Bill payment services provided via an electronic wallet; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial transaction services, namely, providing secure commercial transactions and payment options

Software as a service (SAAS) services featuring software for financial management, budgeting, payment processing, fraud detection, business analytics, and transaction monitoring.