IVANTAGE

retail services featuring a wide variety of consumer products and services via a global computer network

Banking and financial services, including-- administration of employee benefit plans; appraisal for insurance claims of real estate; automated teller machine services; banking; cash management; cash replacement rendered by credit card; commercial lending services; consumer lending services; cooperative credit organizations; credit card services; credit card transaction processing services; credit card verification; credit recovery and collection; credit unions; currency exchange and advice; debit account services featuring a computer readable card; debit card services; debt recovery and collection agencies; debt recovery and collection; electronic funds transfer; estate trust management; fiduciary representatives; financial clearing houses; financial guarantee and surety; financial information in the nature of rates of exchange; financial information provided by electronic means; financial management; financial portfolio management; financial valuation of personal property and real estate; financing services; guarantee assurance underwriting; home equity loans; installment loans; insurance administration in the field of home, corporate life and accident insurance; investment management; land acquisition, namely real estate brokerage; lease purchase financing; lease-purchase loans; loan financing; maintaining escrow accounts for investments; maintaining mortgage escrow accounts; monetary exchange; money order services; mortgage banking; mortgage brokerage; mortgage lending; mutual fund distribution; providing bank account information by telephone; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; providing rebates at participating establishments of others through use of a membership card; real estate agencies; real estate appraisal; real estate brokerage; real estate equity sharing, namely, managing and arranging for co-ownership of real estate; real estate escrow services; real estate listing; real estate management; real estate trustee services; savings and loan associations; savings and loan services; savings bank services; security services, namely guaranteeing loans; temporary loans; trusteeship representatives