IT'S TIME FOR E*TRADE

financial services, namely stock brokerage services, credit card services, loan financing, mortgage lending and mortgage brokerage services, bill payment services, electronic transfers or funds on behalf of others, insurance brokerage and providing information in the fields of investment and finance over computer networks and global communications networks

telecommunications services, namely electronic transmission of data, images, and documents via computer terminals; providing on-line electronic bulletin board services and chat rooms for transmission of messages among computer users concerning investment and financial information and electronic mail services; providing multiple-user access to a global computer information network; telecommunications gateway services, namely providing an online link to news, financial information, business information current events and reference materials

computer services, namely, providing online instructional newsletters in the field of finance; providing search engines for obtaining data on a global information network