IT'S TIME FOR E*TRADE

employee stock plan administration services, namely providing [ informtion ] * information * in the field of employee stock plans and [ individul grnt ] * individual grant * awards information and electronic stock plan-related transactions, provided via an interactive voice response telephone system and via a web site on a global computer network; financial services, namely, stock brokerage services, credit card services, loan financing, mortgage lending and mortgage brokerage services, bill payment services, electronic transfers of funds on behalf of others, insurance brokerage services and providing information in the fields of investment and finance over computer networks and global communications networks