IT'S SMART MONEY

Computer programs, recorded, for use to process mobile payments; Downloadable computer application software for mobile phones, namely, software for electronic financial platforms that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable computer software and firmware for authenticating user identification; Downloadable computer software for authorising access to data bases; Downloadable computer software for managing cryptocurrency transactions using blockchain technology; Downloadable computer software for use as a cryptocurrency wallet; Downloadable computer software for use as a digital wallet; Downloadable computer software for use as an electronic wallet; Downloadable computer software for processing electronic payments to and from others that may be downloaded from a global computer network and/or recorded on computer media; Downloadable computer software for use to process mobile payments; Downloadable computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; Downloadable computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; Downloadable computer software for enabling the electronic transfer of money between users; Downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating gift cards information and transaction and payment information; Downloadable computer software for electronic financial platforms that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable computer software for for electronic financial platforms that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable computer software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about, coupons, consumer loyalty programs, and gift cards; Downloadable computer software for use in connection with the electronic storage, transmission, presentation verification, authentication, redemption of coupons and gift cards; Downloadable middleware for authenticating user identification; Downloadable software for authenticating user identification; Recorded computer application software for mobile phones, portable media players and handheld computers, namely, software for use to process mobile payments; Recorded computer software for use to process mobile payments