IT MATTERS WHO YOU BANK WITH

Financial services; namely, banking; credit card services, namely, credit card payment processing services and credit authorization services; electronic credit card transaction processing; commercial and consumer lending services and financing loans to consumers; real estate and mortgage brokerage; estate trust management, planning and consulting and fiduciary representative services; securities and mutual fund investment, brokerage and trading services; investment advisory and consulting services; securities brokerage and trading services; providing secure financial transactions in the nature of processing electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check acceptance services, and electronic payment services involving electronic processing and subsequent transmission of bill payment data via a global computer network; insurance services, namely, underwriting and brokerage of property, casualty and life insurance policies and annuity contracts; providing financial news and information via website on a global computer network