IPREDICT

Anti-spyware software; Communication software for providing access to the Internet; Computer application software for drawing inferences by accessing and aggregating data across disparate systems and sources and accurately forecasting potential risk exposures and quickly identify marketing strategies that drive measureable results out of insights derived from customer characteristics, attitudes and behaviors, namely, software for Delinquency Prediction that enables proactive risk mitigation through identification of potentially delinquent customers/accounts before they default; Computer communications software to allow customers to access bank account information and transact bank business; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software development tools; Computer software for use in customer relationship management (CRM); Computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Computer software to automate data warehousing; Computer software to maintain and operate computer system; Credit screening software; Pattern recognition systems composed of computer chips, computer hardware and software