I.O.U.EDU EDUCATE EMPOWER INFORM

business consultation services; and directory services, namely, providing others with a directory of credit counselors and bankruptcy attorneys

financial services, namely, providing others with online information in the fields of credit, debt, bankruptcy and financial matters, enabling individuals to upload financial information and documentation into a restricted database; and providing limited financial information and documentation to a restricted class of third parties

educational services, namely, conducting online programs, classes, lectures, seminars, and tutorials in the fields of credit, debt, bankruptcy and financial matters