INTERCHANGE

Downloadable software for use as an application programming interface (API); downloadable e-commerce software to allow users to perform electronic business transactions via a global computer network; downloadable software for authenticating users and verifying financial transactions; downloadable software to enable transactions of value to be requested from or sent to others, namely, financial transactions; downloadable software for use as a digital wallet

Payment processing services, namely, prepaid debit cards, gift cards, credit card, and debit card transaction processing services; financial transaction services, namely, providing secure commercial transactions and payment options; providing processing of electronic payments

Application service provider featuring application programming interface (API) software; providing online non-downloadable e-commerce software to allow users to perform electronic business transactions via a global computer network; providing online non-downloadable software for authenticating users and verifying financial transactions; providing online non-downloadable software to enable transactions of value to be requested from or sent to others, namely, financial transactions; providing online non-downloadable software for use as a digital wallet; platform as a service (PaaS) featuring computer software platforms for the collection, editing, organizing, modifying, transmission, storage, and sharing of data and information; software as a service (SaaS) services for banking services, card issuance and payment processing