INTELLIGENT FINANCE

computer software for enabling consumers to access on-line and telephone based banking and insurance services, credit and loan services and information about those services, and data concerning the state of their accounts with banking, credit and loan services providers

printed publications in the nature of informational brochures and instruction manuals directed to consumers in the field of banking and finance, on-line and telephone based banking and insurance services, credit and loan services

consumer on-line and telephone based banking and insurance services, providing credit and loan services information to consumers, providing data to consumers concerning the state of banking, credit and loan accounts with banking, credit and loan service providers

transmission of data by computer and telecommunications systems; electronic transmission and receipt of data via computer terminals and telecommunications systems